Build a tokenization-ready investment platform with LenderKit
Launch a custom crowdfunding or private investing marketplace built on the LenderKit engine — with optional integrations to asset tokenization providers for real estate, SME or alternative investment deals.
- Solid fiat-based framework
- Customizable investment software
- On-demand asset tokenization via third-parties
- Deep fintech app development expertise
Why do you need a tokenized investment platform?
Liquidity potential with Security Tokens
Security Tokens (STOs) can represent shares, debt, or other instruments on a blockchain ledger, enabling programmable compliance and greater transparency.
Secondary market compatibility
Tokenized assets may be eligible for trading on regulated platforms or tokenization-provider marketplaces, creating potential liquidity pathways.
Appeal to a wider investor audience
Some investors prefer digital assets and crypto-native instruments as part of their diversification strategy. Tokenization lets you offer both traditional and digital investment formats on a single platform.
Asset tokenization in real estate crowdfunding
Launching a tokenized investment platform in Europe
MiCA (2024–2025) regulates non-security crypto assets, while tokenized securities remain under MiFID II.
For investment crowdfunding, the ECSP Regulation governs equity and lending platforms across the EU.
With the right structure, tokenized securities can be offered on ECSP platforms — as long as MiFID II requirements are met.
LenderKit helps you build an investment platform aligned with these regulatory frameworks and ready for optional tokenization.
Building a crypto investing and tokenization platform in the USA
In the US, most tokenized securities fall under SEC oversight and are typically issued under Reg D, Reg CF, Reg A+ or Reg S. Platforms handling investments or secondary trading must also consider FINRA rules.
Despite a complex landscape, tokenization is widely adopted in real estate, private credit, and alternative assets.
LenderKit provides the investment platform foundation while allowing you to integrate tokenization partners that meet US regulatory requirements.
Crowdfunding software with optional asset tokenization
LenderKit is a white-label investment software built for fiat-first crowdfunding and private market operations, with the flexibility to integrate blockchain tokenization providers when needed.
With LenderKit, you get investor onboarding, KYC/AML, transaction monitoring, deal rooms, investor portal, campaign management and compliance workflows — while partners handle token issuance, smart contracts, wallets and custody.
This combined model lets you launch a traditional investment platform today and seamlessly add tokenized offerings as your strategy evolves.
Customer success stories
Robinland
Robinland is a crowdfunding platform focused on tokenizing commercial loans for real estate developers, providing fixed interest investment products for individual investors either using crypto or fiat payment.
Kafaa Capital
Kafaa Capital is a Saudi FinTech company, licensed by the CMA, offering Sharia-compliant Sukuk and debt instruments. It provides transparent, client-focused investment solutions for working capital, asset acquisition, and project financing.
Equito
Equito is a specialized brokerage firm that helps businesses secure new funding streams, manage finances, and offers investment opportunities to grow assets rapidly.
GoodHub
GoodHub is a donation crowdfunding platform in the UK that supports charities and community organisations.
Forus
Forus is one of the first debt investment marketplaces registered and authorised by Saudi Arabian Monetary Authority (SAMA).
Blomal
Blomal, a Jeddah-based investment company founded in 2021, specializes in stock funds investing, real estate and investment funds, and offers an equity crowdfunding platform to serve retail and professional investors, which is overseen by an experienced executive management team.
Charm Impact
Charm Impact combines donations with debt financing and help entrepreneurs raise capital to develop clean energy solutions and combat climate change in Sub-Saharan Africa and Southeast Asia.
Delta
DeltaStreet is an investment platform that allows investors exposure to Dry Shipping indexes without the need to invest in asset heavy shipping companies or having to invest in ships.
Genervest
Genervest is an impact investment platform, supported by Greenpeace, that focuses on investors and startups to finance renewable energy projects and fight climate change around the world.
Matrix Capital
Matrix Capital is a KSA-based and sharia-compliant real estate investment management firm that connects qualified individuals and institutions to fully vetted real estate investment opportunities.
Camly
Camly is a real estate crowdfunding platform that connects investors, real estate developers, and service agents.
Private equity platform
A private equity firms provides focuses on real estate funds and provides investment opportunities for high-net-worth and retail investors.
WeFundIt
WeFundIt is a German property crowdfunding platform which provides accredited and non-accredited investors with high-yield, mortgage-secure investment opportunities.
FAQs
What is asset tokenization?
Asset tokenization means issuing a digital representation of a real asset, such as property-backed shares, loans, or revenue-based instruments on a blockchain ledger.
LenderKit handles the traditional investment workflows, while external tokenization partners issue and manage the digital asset itself.
How can LenderKit help me launch a tokenized investment platform?
LenderKit is a fiat-first investment engine that powers onboarding, KYC/AML, payments, deal rooms, investor dashboards and compliance workflows.
Token issuance, smart contracts, and wallets come from integrated third-party tokenization providers, letting you offer tokenized deals without rebuilding your platform.
What types of assets can be tokenized?
Common categories include real estate (equity or debt), private credit and SME loans, and revenue-sharing or profit-sharing instruments. If a tokenization provider supports the structure, LenderKit can list and manage it.
Can I start without tokenization and add it later?
Yes. Most clients begin with a traditional investment or crowdfunding platform and introduce tokenized offerings once they validate demand or secure blockchain partners.
Do investors need crypto wallets?
Only if you offer tokenized assets. Wallet requirements (custodial, non-custodial, hybrid) depend on the tokenization provider you choose.
Does LenderKit support secondary market trading of tokens?
LenderKit supports secondary markets for traditional assets. For digital securities, we integrate with tokenization partners or regulated marketplaces that provide compliant secondary trading solutions.
What parts of the process remain off-chain?
Most operational workflows such as KYC/AML, investor onboarding, payments, reporting, and deal management remain off-chain. Only the asset representation (token) and on-chain compliance rules move to the blockchain via the tokenization provider.
How does tokenization improve liquidity?
Security tokens allow standardized ownership records and programmable compliance, making them compatible with regulated secondary markets and tokenization-provider marketplaces — creating potential liquidity pathways for investors.